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The associated with such a debt consolidation is considerable. One way it can be helpful is that the interest rates could be lowered very good renegotiation of the debt. Premiums could be lowered. Settlements or forgiveness of several principle could be reduced too. All of this makes it a lot easier to see a handle on their own finances. Give them a Financial Intermediary involving notes and coins therefore to their pocket finance. This will really strengthen their allo