Safest way of estate creation as 1 crore is assured on maturity.Ideal plan for protection and growth.Extra 25% risk cover from day 1 and free risk cover up to age 100 is also possible.Surrender and loan facility also available provided premiums have been paid for 3 years.Double Tax Benefit available [Premium paid gives 80c benefit up to ₹ 1,50,000 and maturity is also tax free under section 10 (10D)].Most suitable for younger age group as the premium starts from as low as approx. ₹ 5,000 monthly.